1. Comprehensive Cover

• Own damage from accident

• Own Damage from Fire or Theft

• Third Party Liability as below

• 24 hours road assistance.

• 24 hours accident assistance

• Damage to your Motor Vehicle from natural perils which are not specifically excluded

• Damage to your Motor Vehicle from social perils (Riot, civil commotion, malicious act, vandalism)

• Extension for loss of use of the Motor Vehicle

• New motor vehicle replacement (for vehicles less than a year old).

• Key replacement due to key theft or accidental damage to your Motor Vehicle’s locks

• Loss or damage to your personal belongings

• Accidental damage to your windscreen (The excess does not apply)

• Emergency Treatment

• Medical Expenses of Authorized Driver or Passenger

• Personal Accident to Authorized Driver

• Passenger Liability

• Driving of Another Car (only for individuals - Conditions apply)

• No Claim Protection (optional)

The overall limit of this cover is the market value or the value of your Motor Vehicle as declared by you, whichever is less.

2. Third Party Liability, Fire & Theft cover

• Loss or damage to your Motor Vehicle caused directly by fire or theft, up to the market value or the value of your Motor Vehicle as declared by you, whichever is less.

• Third Party Liability as below

3. Third Party Liability

• Your legal liability, and that of authorised drivers and passengers, to third parties as required by law, up to €36,350,000 (for personal injuries and loss of life) and €1,220,000 (for property damage), for damage caused by the use of your Motor Vehicle, including when used beyond the road or carrying a trailer.

• 24 hours road assistance.

• 24 hours accident assistance

• Your third party liability, within the limits mentioned above, when driving another car (For individuals only).

• Accidental damage to your windscreen

Additional Coverages

- Driving Beyond the Road

- Driving in the Occupied Areas of Cyprus
- Third Party Liability cover for driving in other European Union countries

- Own Damage cover for 30 days in other European Union countries (provided that the cover is fire & theft or comprehensive).

- European Jurisdiction (it pays European courts’ decisions)

Motorbike Coverage

Motorbike Coverage can only be offered to existing clients or new clients who insure their property/ business with us